Premium Financing Partner

Synchrony HOME™ Credit Card

Flexible promotional financing designed to make quality furniture accessible. Turn your vision into reality with payment plans tailored to your investment.

12months
Essential Financing
Available on all qualifying purchases
  • No interest if paid in full within promotional period
  • Minimum monthly payments required
  • Perfect for complete room makeovers
24months
Enhanced Financing
Available on purchases of $3,000 or more
  • Extended promotional period for larger investments
  • Ideal for sectionals and dining sets
  • More time to complete payment without interest
36months
Premium Financing
Available on purchases of $5,000 or more
  • Maximum flexibility for comprehensive furnishing
  • Perfect for whole-home or multi-room projects
  • Lowest monthly payment options available

At Caravana Furniture, we partner with Synchrony to ensure that exceptional quality remains within reach. Our Synchrony HOME™ Credit Card offers promotional financing that aligns with how you want to invest in your home—whether you're refreshing a single space or reimagining your entire living environment.

Each promotional financing tier is designed to complement your purchase level, offering extended payment periods that grow with your investment. From our essential 12-month option available on all qualifying purchases, to our premium 36-month program for comprehensive furnishing projects, you'll find a payment structure that respects both your budget and your vision.

With no annual fee and $0 fraud liability, your Synchrony HOME™ Credit Card provides security and convenience. Manage your account seamlessly through the MySynchrony mobile app or online portal, where you can view statements, schedule payments, and track your promotional balance with ease.

Apply for Financing

Get a credit decision in seconds with no impact to your credit score

Important Credit Information

Subject to credit approval. Minimum monthly payments required. No interest will be charged on the promotional balance if you pay it off, in full, within the promotional period. If you do not, interest will be charged on the promotional balance from the purchase date. The required minimum monthly payments may or may not pay off the promotional balance before the end of the promotional period, depending on purchase amount, promotional length and payment allocation.

Regular account terms apply to non-promotional purchases and, after the promotional period ends, to the promotional balance. For New Accounts as of 7/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms.

Qualifying purchase amount must be on one receipt. Promotional financing offers available at the time of purchase may vary. The Synchrony HOME™ Credit Card is issued by Synchrony Bank.

How to Pay: Manage your account online at mysynchrony.com, by phone at 1-866-396-8254, or by mail at Synchrony Bank, P.O. Box 960061, Orlando, FL 32896-0061.